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How to Link Aadhaar to Bank Account?
According to new rules set by the Government of India, every citizen has to update their bank accounts with their Aadhaar card details. As we see, Aadhaar is slowly turning into a very important document in managing any monetary dealings. From filing Income Tax Returns (ITRs) to availing benefits under various government schemes, the government is making Aadhaar Card obligatory for various procedures.
One of India’s largest banks – State Bank of India – is offering multiple ways to connect your bank accounts to your 12-digit Aadhaar number. Here, SBI users have the option to transfer their Aadhaar details online or through SMS in a specific format to a selected number provided by the bank. The bank is additionally allowing customers to link their Aadhaar number to their bank account at an ATM.
Linking Aadhaar Card to Bank Account :
Following are the two ways that can help you to complete the linking procedure:
- Updating the Aadhaar details online
- Completing the seeding procedure offline
Offline Process to Link Aadhaar to Bank account :
You can also link Aadhaar card with the bank account by simply visiting the branch office, visiting your nearest ATM or via SMS. Here are the below-mentioned steps to complete the entire linking process.
Linking bank account with Aadhaar through phone
This is the most convenient way to complete the linking procedure. Here, every bank has their own number to seed your bank account with Aadhaar number. Below are the steps to be followed :
- Firstly, give a missed call to the number provided by your bank.
- You will get a call-back from the bank where you can select options from the IVR.
- Enter your 12 digit Aadhaar number and confirm it.
- You will get a text message when your Aadhaar is linked to your account.
Linking Aadhaar to bank account by visiting the bank branch
Follow the steps to complete the linking process by visiting the nearest bank branch:
- Get the seeding form from the nearest bank branch or download it from the bank’s official website.
- Fill the requested information which includes name, address of the bank branch, bank account number, a name of the customer and the address as printed on the Aadhaar card along with Aadhaar / UID number.
- The official will take a look at your original Aadhaar card and keep the application for further verification.
- You will be notified later once the seeding process is successful.
Linking bank account with Aadhaar via SMS
There are few banks that provide the facility of seeding bank account with Aadhaar through SMS. Every bank has their own format. Here are few steps to complete the linking process set by State Bank of India:
- Firstly, type your Aadhaar number from your registered mobile number and send it to 567676.
- You will receive a confirmation message from your bank.
- Your bank will verify the details with UIDAI.
- You will receive a confirmation message, once the process is successful.
Online Process for Linking Aadhaar Card to Bank account:
Linking Aadhaar to a bank account can either be done through net banking or via bank’s mobile application. It is advisable to register with the bank to avail any of the above facility.
Linking Aadhaar with bank account through net banking
Here is how you can link your bank account with Aadhaar easily through internet banking :
- Log in to your bank’s official website (for eg: www.onlinesbi.com).
- Enter your user id and password.
- Go to “My Account” section and click on the “Update Aadhaar with Bank accounts(CIF)”.
- Enter profile password for Aadhaar Registration and type your Aadhaar number twice and click on “Submit” button.
- A successful message will be displayed on the screen.
Linking Bank Account with Aadhaar through mobile app
The linking can also be done through a mobile application and it is considered to be the easiest way complete the seeding procedure. Below are the mentioned steps to be followed to complete the entire through your bank’s app:
- Firstly, login to your bank’s mobile application.
- Click on the “View/Update Aadhaar card details” option under “My Accounts”.
- Enter your Aadhaar number twice and click on the Submit button.
- A message will be displayed on the screen regarding the successful linking of your bank account with Aadhaar card number.
