Review of the Month: ICICI Jet Coral Credit Card

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Review of the Month: ICICI Jet Coral Credit Card

Jul 06, 2018

We all fancy a credit card, which not only has a lower interest rate on advances but also provides us with extra benefits and reward points. And if you’re one such customer who intricately looks for the best travel offers then ICICI Jet Coral Credit Card is the best option for you. This ICICI credit card is a fusion between ICICI and Jet Airways to provide maximum benefits and rewards to the frequent flyers.

 

The joining fee that I had to pay was ₹1475 (inclusive of GST) without any constraint on my pocket. ICICI Bank awarded me 2500 JPMiles as a welcome gift for availing the card. Points were added straight to my account within 45 working days post payment of the fee.

 

I have been using this card for quite a while now and the reward payment system is better than most credit cards. When I recently booked some flight tickets for me and my friends, it was a round trip, the cost we incurred was around ₹50,000. I was awarded 2000 JPMiles plus ₹2500 as cashback on my flight tickets. And from the succeeding years, 1250 JPMiles were given to me as a bonus for renewing the card.

 

There is also an opportunity provided on ICICI Jet Coral Credit Card where you can earn limitless JPMiles on your everyday spend. You can also earn accelerated JPMiles while booking a flight ticket through jetairways.com. ICICI bank knows how to satisfy a customer, so to scale-up my leisure, complimentary access to lounges were given to me twice in a quarter at some of the major airports across the country and an unrestricted chargeable access too was offered to me and my accompanies. ICICI credit cards are infamous for always outperforming its adversaries in terms of benefits and rewards.

 

Apart from traveling benefits, the card gives you the privilege of getting two tickets for the price of one, it benefits a serious movie buff like me to save a little something on cinema. I always look for additional benefits and promotional offers while redeeming a credit card, and this card doesn’t let its users dry-out with its attractive promotional offers. I personally got some hefty discounts on clothing from different outlets all across. It’s advisable to keep looking for new promotional offers on the ICICI website for more such extensions.

 

Traveling is all fun and prolific but one thing which sets me off me the most is the expenditure spent on food. My food bills used be higher than a mountain cliff, but soon to my realization, ICICI coral jet card helped me reduce my food bills through discounts up to 15% and enhanced more savings. ICICI credit cards have always been an all-rounder, covering all the major aspects.

Related Article: Best Credit Cards of 2018 by IndiaLends

Benefits and features of ICICI Jet Coral Credit Card

 

Card rating– 3.5/5

Rewards– A cardholder will earn 6 JPMiles for every spending made up to Rs 100 on Jetairways.com on its American express variant and 4 JPMiles on the visa variant.

Fuel surcharge waiver– The credit cardholders are offered a waiver of up to 1% on fuel surcharge at HPCL petrol pumps at a transactional cost of up to Rs 4000.

Renewal fee waiver– Upon payment of renewal fee, the cardholders are provided with an additional bonus of 1250 JPMiles, which can be further used to book air tickets on jet airways or upgrade to the premium section.

Other benefits– 1) You can get a movie ticket free on booking one movie ticket from Bookmyshow.com.

2) You can save up to 15% on your dining bills over 2500 restaurants included in their culinary treats programs.

 

Related Article: How Many Credit Cards Should You Carry?

There must be several questions barging your minds regarding this ICICI credit card, don’t worry I have it all covered for you –

How do I apply for ICICI Jet Coral Credit Card through IndiaLends?

Contrary to the popular belief regarding credit cards consuming time in redemption, the procedure to apply for a Jet coral card was rather elementary through IndiaLends. There was a quick approval on my card and that too with ease of process. I’m listing the steps below to help you figure out the applying procedure for this ICICI credit card-  

Registration

The first step is relatively simple, Just log on to the website www.indialends.com. Apply for the ICICI credit card by filling up an easy application form. The application form will have some basic questions seeking your personal and professional information.

Select credit card from the list

Choose the ICICI Jet coral credit card from the list and apply for the card.

Approvals

Receive quick approval on your ICICI credit card. The approvals are quick and will not take much time. The services they offer is top-notch and that too without much hassle.

What is the eligibility criteria and what kind of documents do I need for this ICICI credit card?

A good credit score: It is advisable to maintain a credit score of 750 or above for the ease of approval. If you’re interested in checking your free credit report before applying then you can click here for your free credit report.

Age requirement: 23 years.

Nationality: Indian nationality is mandatory.

Bank Details: You should have a valid bank account.

Income Details: A regular source of income, be it self-employed or a salaried professional.

What are the documents that I need to carry in the procedure?

Aadhar card

Voter ID card/Driving license

PAN card

Bank statements for the last three months

Salary slips for the last three months

How do I redeem my JP points?

Get a free one-way ticket with the base fare waived at both domestic and international destinations.

Upgrade your class (Economy to Premier etc.)

Avail the privilege to gift or transfer your JPMiles to friends or family members.

You can also shop at the JP reward store for electronics, apparels, and several other categories.

Bottom Line:

With its attractive privileges and benefits, this ICICI credit card truly stands out from its other counterparts. It is a must-have card for frequent travelers like me. The card has not only made my travel cheaper. But has also helped me to score some ideal deals across town.

If you’re planning on your next vacation and confused about which card to choose from. This ICICI credit card is the one for you; not only you get rewards but ample of other benefits too.